Life insurance for the cannabis industry.
Big carriers turn cannabis pros away. We don't — and we don't stop there. We insure everyone, any industry, any walk of life.
- 10K+
- Cannabis pros insured
- 24hr
- Avg quote time
- 50
- States covered
Coverage you can use while you're alive.
Most people think life insurance only pays out when you die. The carriers we work with build modern policies that let you tap part of your death benefit early if life takes a serious turn.
- Chronic illness
Can't perform 2 of 6 activities of daily living? Access funds for in-home care or assisted living.
- Critical illness
Heart attack, stroke, cancer diagnosis, kidney failure — get cash for treatment, recovery, or whatever you need.
- Terminal illness
Diagnosis with 12–24 months to live? Use most of your benefit now, on your terms.
Carriers we work with
New York Life
Cincinnati Insurance
Approval factors
What actually decides your rate.
Carriers care about two things — and your industry isn't one of them.
Health
- Age, height, and weight
- Blood pressure and cholesterol
- Tobacco and nicotine use
- Pre-existing conditions (diabetes, heart, etc.)
- Immediate-family medical history
- Prescription history
Character
- Driving record (DUIs, recent moving violations)
- Felony or fraud history
- Bankruptcy and credit history (some carriers)
- High-risk hobbies (skydiving, racing, deep diving)
- Travel to high-risk countries
- Lifestyle disclosures, including substance use
Cannabis use? Most carriers treat it the way they treat alcohol — it's noted on the application, not a deal-breaker.
How it works
From form to covered in three steps.
Tell us about you
A few quick questions about your role, age, and coverage needs.
We match a carrier
We work with carriers that don't penalize cannabis-industry workers.
You get covered
Most policies issue in days, not months. No medical exam in many cases.